Introducing WealthLog: a simpler way to track your net worth
Search almost any celebrity on Google, and one of the first suggestions will be their net worth. There’s clearly something fascinating about knowing what someone is worth. But your own number? That’s the one that really matters.
Your net worth is one of the most valuable numbers to understand when it comes to your financial health. It’s a simple calculation — what you own, minus what you owe — but it can tell you a lot: how you're progressing, how much flexibility you have, and where you might need to make changes to grow your wealth.
That’s the idea behind WealthLog — a new app I built to help anyone calculate, track and grow their net worth.
What is net worth?
Your net worth is a single figure that literally sums up your entire financial picture. It’s your total assets (things you own, like cash or investments) minus your total liabilities (things you owe, like credit card debt or mortages).
If you sold everything you own and use it to pay off everything you owe, your net worth is effectively the amount of money you’d have left. It’s a snapshot of your overall financial position — and it’s one of the clearest ways to track your wealth and financial progress.
Knowing and tracking your net worth isn’t just for the rich and famous. It’s a tool for anyone who wants to feel more in control of their money. It’s not about comparing yourself to others — it’s about comparing yourself to yesterday, and seeing real, personal progress over time.
Why your net worth matters
Understanding your net worth can help you make better decisions — from everyday spending to major life choices. It can help answer questions like:
- How has my financial position changed since last year?
- What’s the health of my emergency fund?
- How close am I to being debt-free?
- If I quit my job tomorrow, how long could I survive without income?
- Do I have enough cash to support moving with all the one-off costs?
- If I sold everything tomorrow and paid off all my debts, how much money would I have left?
These are the kinds of questions net worth tracking has helped me answer — because I can clearly see the state of all my accounts, how they've changed over time, and spot opportunities for saving, growth and paying down debt.
A better app to track your money
For the past 8 years or so, I've tracked my net worth with spreadsheets, using custom templates that I've added to over time. It worked — but it was clunky, slow, and easy to outgrow.
I also tried plenty of apps, but they had limitations too:
- They required account syncing — which didn’t support some of my international accounts and left out anything not tied to a digital login.
- Manual entry was often painful or impossible — which made tracking niche assets or physical items frustrating.
- They lacked proper multi-currency support — even before living abroad the few investments I had were all in US dollars and I was operating in British pounds day-to-day.
So I built WealthLog, a new app designed to fix all that.
Meet WealthLog: your simple net worth tracker
WealthLog is a simple, powerful, and flexible app that helps you track your net worth with ease. It’s built for clarity and control, without needing to sync your bank accounts.
- Track any asset - from bank accounts and stocks to cash, rental deposits, and personal items — if it has value, you can add it.
- Track any liability - credit cards, student loans, car loans, mortgages — know exactly what you owe, and how it impacts your overall picture.
- Use any currency - add values in any currency. WealthLog handles automatic conversion into your main currency with live conversion rates.
- Visualize your journey - track your net worth over time with interactive charts that help you spot trends, dips, and growth.
- See where your money lives - pie charts and breakdowns show how your assets and debts are distributed — helping you identify imbalance and opportunity.
Why now is better than ever to start tracking
Right now, financial markets are all over the place. Global tariff wars, inflation, stock market crashes — it’s hard to know what’s coming next.
That makes it more important than ever to understand your own finances clearly.
When the world feels unpredictable, knowing your net worth can help you:
- Feel more confident about your financial decisions
- Understand how much risk you can actually take on
- React quickly when things change — or stay steady if that's best
- Spot new opportunities to save, invest or pay down debt
- Focus on what you can control, instead of worrying about what you can’t
You can’t control the economy. But you can understand your own financial position — and make better decisions because of it.
Download WealthLog today!
The very first version of WealthLog is now available for download, but there's still so much I'd like to add.
If you give it a try, I’d love to hear what you think.
- What features would make it even more useful for you?
- What parts do you like?
- What needs work?
⭐️ Support your local indie dev (me)
If you like the app, a quick rating (or even a review if you’re feeling fancy) would mean a lot. It helps more people discover the app and keeps indie projects like this alive and improving. You can leave a rating here.
🔐 Your financial data is private and secure
Finances are personal and private, and I'd like to keep it that way. WealthLog doesn't require creating an account or entering any third-party bank logins. Any financial data you enter in the app is stored securely on your device or in your iCloud account, and is not visible by anyone but you. The only data collected and stored externally to the app is anonymous analytics and usage data, used to better understand how people are using the app and how it can be improved. This analytics data never includes financial amounts, account names or any personally identifiable information.
🎁 Promo code 🎁
WealthLog is free to use with a limited number of tracked accounts, but unlimited tracking can be unlocked with a purchase of WealthLog Pro.
Blog subscribers can use the link below to access a 6-months free trial of WealthLog Pro for a limited time.
Looking forward to hearing what you think!
– Mike